# Fees ### Borrowing There are two types of fees paid by borrowers to lenders in the Tarot Protocol. There is a fixed, one-time borrow fee, which is automatically added to the borrowed amount whenever a borrower takes out a new loan. There is also the interest on borrowed tokens that accrues over time, according to the interest rate model. The borrow fee is: * 0.1% for Tarot Classic pools * 0.01% for Tarot Requiem and Tarot Carcosa pools A portion of the fees (currently 10%, and ranging from 0 to 20%) paid by borrowers to lenders is reserved by the Tarot Protocol. The strategy for reserve management will be at the discretion of governance. These fees are allocated to the protocol reserves as bTAROT tokens: * 10% reserve factor * No deposit fee * No withdrawal fee ### Lending (Single-Sided) There are no fees paid by lenders for supplying tokens to an individual lending pool, and no deposit or withdrawal fees. * No fees * No deposit fee * No withdrawal fee ### Supply Vaults A performance fee (currently 10%, and ranging from 0 to 20%) on earned yield is reserved by the Tarot Protocol. The strategy for reserve management will be at the discretion of governance. These fees are allocated to the protocol reserves as tTokens: * 10% performance fee on earned yield * No management fee * No deposit fee * No withdrawal fee ### Auto-Compounding Vaults The reinvestment process for [Tarot Vaults](/tarot-protocol/tarot-vaults.md) is permissionless, so anyone can invoke it to auto-compound an entire lending pool and receive the reward bounty (1% of the pending rewards). In auto-compounding Spirit Boosted and Spirit V2 pools, a portion of the SPIRIT rewards (currently 15%) go towards [locking inSPIRIT](/spirit-boosted/tinspirit.md), with the remainder allocated to auto-compounding LP and the reinvest bounty. For more information on Spirit Boosted pools, see: * [Tarot x SpiritSwap: Boosted Lending Pools](https://tarotfinance.medium.com/tarot-x-spiritswap-boosted-lending-pools-1218c2086cf8) * [Introducing tinSPIRIT: The Gateway to Gold](https://tarotfinance.medium.com/introducing-tinspirit-the-gateway-to-gold-36773d90729f) These fees are allocated to the reinvest bounty as DEX reward tokens: * 1% reinvest fee * No deposit fee * No withdrawal fee ### BoostMaxx Deposited LP in BoostMaxx may receive up to the maximum 2.5x boost on SOLID emissions. A portion of these SOLID rewards (currently 15%) is reserved for the BoostMaxx fee balance, so LP depositors may earn up to 212.5% more SOLID through BoostMaxx pools, rather than going it alone. For more information on BoostMaxx pools, see: * [Tarot BoostMaxx: Earn Boosted SOLID Rewards](https://tarotfinance.medium.com/tarot-boostmaxx-earn-boosted-solid-rewards-92ff06608982) These fees are allocated to the fee balance as SOLID reward tokens: * 15% performance fee on earned gauge rewards * No deposit fee * No withdrawal fee ### Liquidations Borrowers pay a liquidation incentive (currently 2%, and ranging from 1% to 5%) on their borrowed amount to liquidators if their borrow positions get liquidated. These fees are allocated to the liquidator as collateral tokens: * 2% liquidation incentive --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.tarot.to/tarot-protocol/fees.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.